AI-Powered Automation for Loan File Review

Turn hours of document review into minutes. Kolena AI Agents handle the most time-consuming parts of your workflow—so your team can focus on decisions, not data entry.

SOC 2 Compliant Private & Secure High-Accuracy

What You Can Automate

Appraisal Data Extraction

Pull key data from every appraisal—instantly.

  • Square footage, beds/baths, lot size
  • Appraised value (as-is + after repair)
  • Comparable sales and distances
  • Property characteristics

Result: Clean, structured data—no manual entry, no rework.

Underwriting Guide Review

Check every loan against your credit box automatically.

  • Apply investor guidelines (100+ checks per file)
  • Flag missing documents and exceptions
  • Identify pass / fail / needs review

Result: Consistent underwriting. No manual checklist reviews.

Loan Tape Creation & Validation

Build and verify your loan tape without re-keying data.

  • Extract required fields across all documents
  • Compare against existing data
  • Catch mismatches early

Result: Accurate loan tapes, ready for use.

Portfolio Due Diligence

Review hundreds of loans in a fraction of the time.

  • Run full document checks across entire portfolios
  • Identify exceptions instantly
  • Replace manual or third-party review

Result: Weeks of diligence in hours.

Investor Eligibility (Best Execution)

Know where every loan can be sold—immediately.

  • Run one loan against multiple investor guidelines
  • See who it qualifies with
  • Feed results into pricing decisions

Result: Faster execution. Better outcomes.

How It Works

From document upload to structured output in three simple steps

  1. Send Documents

Upload files, email them, or connect your systems.

  1. AI Agents Do the Work

Reads documents, extracts data, applies your rules, and flags issues.

  1. Get Results

Structured data for your systems, clear reports for your team, with citations.

Built for Real Lending Workflows

  • Add documents over time (no need for complete files upfront)
  • Works across inconsistent, messy formats
  • Human review first, then full automation
  • Connects to your existing systems

Security & Compliance

Your data, your insights — never black-boxed. Kolena is built to support enterprise security and compliance needs: reasoning logs, audit trails, encryption, and governance architecture.

  • PCI, SOC 2, and HIPAA Compliant
  • No training on customer data
  • Complete audit trail and traceability
  • Encrypted in transit and at rest
  • Enterprise-grade security: RBAC, ZDR, rigorous access control

Ready to automate your lending workflows with AI?

We'd love to show you a demo of Kolena AI agents on your documents with your requirements and policies.